FREQUENTLY ASKED QUESTIONS
HOW DOES BILLING WORK?
All fees associated with our credit repair services will be discussed during your free consultation. Once you sign the agreement, you will be invoiced for services. You will be required to have ongoing credit monitoring service through IdentityIQ.com for the length of our services. You can register for an account here: www.experian.com
IS CREDIT REPAIR LEGAL?
Of course it is legal or we wouldn't be providing this service. Our credit education and document processing services will help you use the law in your favor. The Fair Credit Reporting Act and The Fair Credit Debt Collection Practices Act gives you the right to remove inaccurate, outdated, unverifiable items from your credit report. If the items cannot be verified within 30 days, it must be removed.
WHEN SHOULD I SEE RESULTS?
Credit Bureaus have up to 30 days to process disputes. You will see initial results in about 35 to 45 days. On an ongoing basis, you will see results each month that we are actively working your file. Our goal is to complete the process within 6-8 months, however every persons credit is different and the process could be longer if needed.
WHAT CAN I DO TO RAISE MY CREDIT SCORE?
NEVER charge more than 15% of the available balance on any of your credit cards. If you are carrying high balances, we will discuss a plan to lower the balances. Always make your monthly payments on time! Never apply for or let an account go while you are in the process of credit repair.